Consolidation is an ongoing process in our society. Smaller companies want to become bigger companies.
This is the case with HIPUSA and GHI Medicare. They have combined to become EmblemHealth Companies.
The Histories of HIP and GHI Medicare
These two companies were innovative. In 1937, GHI Medicare was the first company to offer dental coverage and preventative medicine like annual physical exams and well-baby care. In 1943, HIP brought pre-paid medical care to the market
EmblemHealth offers Medicare HMO, PPO and PDP plans.
EmblemHealth HMO Plans
- EmblemHealth Essential HMO
- EmblemHealth VIP HMO
- EmblemHealth VIP High Option
EmblemHealth PPO Plans
EmblemHealth Special Needs Plans (SNP)
EmblemHealth Managed Long Term Care (MLTC)
EmblemHealth 1199SEIU VIP Premier (HMO)
Supplemental Insurance
- Plan A
- Plan B
- Plan C
- Plan F
When do my Medigap Benefits Begin?
Your coverage will begin on the effective date of the contract as shown on the contract schedule page you will receive after EmblemHealth has processed your first payment.
A waiting period of six months is required for pre-existing conditions. The waiting period will apply to conditions using medical advice given to you, or provided by a doctor or recommended treatment within six months of your effective date of coverage. If you are replacing an existing plan, the waiting period may be shorter. Your EmblemHealth Medicare Supplement contract will describe the circumstances under which your EmblemHealth plan’s waiting period may be reduced by the period of time you have been covered under your existing plan.